Program areas at Firefighters First Credit Union
Firefighters First Credit Union provides a vast array of real estate loans and services, which includes 1st trust deeds, 2nd's, home equity, construction, land loans and non-owner occupied loans. In addition, we service real estate loans sold on the secondary market. As of december 31, 2016, we service over 4,270 loans totaling $683 million. Through our real estate services, our expert staff will assist you from beginning to end including the assistance of the decision of purchasing a home. In addition, our staff will review all the loan options to ensure members are obtaining the loan that best fits their needs. We service all real estate loans whether they are kept in-house or sold on the secondary market. To ensure the processing of the loan is smooth and accurate, we also complete escrow services in-house for re-finances.
Firefighters First Credit Union offers a full suite of business services from savings, checking, business loans and commercial real estate loans. We have professional staff to assist members with their business needs. Additional services such as payroll and Credit card processing are also available. Our checking and business visa accounts offer reward points when using the check card or visa card. As of december 31, 2016, we service over 2,000 loans totaling over $88 million.
Firefighters First Credit Union provides additional investment and insurance products and services above our traditional products and services. Our licensed financial advisors are registered through cuso financial services, l.p. ("cfs") as broker dealer, to assist our members with their financial needs from college education to retirement. As of december 31, 2016, we have over 1,100 household accounts with over $200 million in assets under management. Members are welcome to come in and speak with our financial advisors. We offer a complimentary no obligation consultation and account profile. *non-deposit investment products and services offered through cuso financial services, l.p. (cfs), a registered broker/dealer (member finra/sipc) and sec registered investment advisor. Products offered through cfs: are not insured by american share insurance (asi) or otherwise federally insured, are not guarantees or obligations of the Credit Union, and may involve investment risk including possible loss of principal. Investment representatives are registered through cfs. Firefighters First Credit Union has contracted with cfs to make non-deposit investment products and services available to its members.
In march 2010, Firefighters First Credit Union partnered with an insurance company to create "Firefighters insurance services" (fis). This service provides members with competitive rates for auto, homeowners, earthquake and life insurance. Through fis we also offer insurance coverage to large organizations such as other Credit unions.