Program areas at PLCU
MyPoint Credit Union provides its membership competitively priced deposit products. As of 12/31/22, the credit union held 32,764 savings accounts, 22,277 checking accounts, 3,457 money market accounts, 2,431 share certificates, and 1,421 IRA certificates in the amount of $181,521,833, $190,994,597, $121,728,054, $51,028,868 and $12,269,368 respectively. In total, the credit union held 62,350, accounts in the amount of $557,542,720 with a membership of 28,509.
MyPoint Credit Union offers a competitive mortgage loan program to make home ownership more affordable to its membership. In 2022, the credit union funded new real estate loans including 1st and 2nd trust deed mortgages and home equity lines of credit, in the amount of $71,904,141. As of 12/31/21, the credit union held the total of 1,534 real estate loans in the amount of $218,203,327.
MyPoint Credit Union provides its membership competitive consumer loan programs including vehicle loans, unsecured loans, and a business loan program to help our local small businesses. The credit union funded 1,692 new loans in the amount of $83,745,244. As of 12/31/2022, the credit union held 15,887 consumer and business loans in the amount of $269,934,749.