Altura Credit Union

Altura Credit Union offers traditional banking services, including checking accounts, savings accounts, and investment services (retirement accounts, stocks, bonds, and mutual funds) for personal and business purposes. It also offers mobile banking through a phone application available for iphone, android phones, and blackberry phones. Members can have 24/7 account access, check their account and loan balances, transfer funds within an account pay their Credit card and loan within an account, locate branches and atm machines, and have access to other member services.

Altura Credit Union offered free workshops in 2022 to its members through community outreach and connecting with our community partners. These workshops covered the following topics: rebuilding after a financial crisis, solving the mystery of Credit reports, raising money smart kids, building a better budget, identify theft solutions, ten steps to financial success, psychology of spending, teens and money and understanding Credit. We also offer access to certified financial counselors (balance), online course and education articles. The free online courses consist of various topics enabling our members to explore different aspects of financial education at their own pace. Classes included: money management,checking account management,the psychology of spending,the road to home ownership, financial first aid, finances for college students, and buying a vehicle.

Altura Credit Union offers a wide range line of Credit products to its members that includes vehicle loans, home loans, personal loans, and Credit cards. The organization offers financing or refinancing for new or used automobiles with terms up to 84 months. It also offers financing for recreational vehicles, boats, jet skis, and motorcycles. The organization offered traditional and adjustable rate mortgages in 2022. In 2022, it specifically sought to assist members that were impacted by fire, government shutdown,or other emergency, through a variety of efforts by offering emergency and other specialized loans. The organization offers two types of personal loans: signature loan and secured loans. A signature loan provides up to $15,000 to its members for any purpose. A secured loan provides loans to its members that is secured by collateral. A secured loan has terms up to 10 years or up to the maturity date for a share certificate. The organization also offers a variety of Credit cards including mastercard platinum preferred, mastercard platinum, mastercard classic, and mastercard rewards.