EIN 52-0846275

Consumer Credit Counseling Service Of Maryland and Delaware

IRS 501(c) type
501(c)(3)
Num. employees
23
Year formed
1966
Most recent tax filings
2022-12-01
Description
Consumer Credit Counseling Service Of Maryland and Delaware, Inc. is a non-profit organization that has been serving the community since 1966 with a mission to improve the financial lives of individuals and promote economic self-sufficiency to stabilize communities. CCCSMD is located in Columbia, MD and provides comprehensive financial education and counseling services as a housing and credit counseling organization.
Also known as...
Guidewell Financial Solutions; CCCSMD
Total revenues
$2,793,129
2022
Total expenses
$3,939,021
2022
Total assets
$9,200,973
2022
Num. employees
23
2022

Program areas at Consumer Credit Counseling Service Of Maryland and Delaware

Consumer Credit Counseling Service of Maryland and Delaware, Inc., (cccsmd) is a non-profit housing and Credit Counseling organization founded in 1966 by a group of local business leaders who recognized a community need for financial education and Counseling. Historically, the cornerstone of our organization has been Credit Counseling, debt management, and community education. Today, cccsmd provides a full range of services that also includes student loan Counseling, Credit building/rebuilding, and housing Counseling. Our certified counselors and coaches help consumers understand and alleviate financial and housing issues and gain financial stability. Annually we reach more than 11,000 consumers through Counseling, community workshops and outreach events. Cccsmd is a member of the national foundation for Credit Counseling, accredited by the council on accreditation, and is a hud-approved national intermediary housing Counseling agency. Although a nationwide provider, we have a strong regional presence with branch offices in Maryland (baltimore and columbia), Florida, California and Virginia. Our mission is "to create economic stability through financial advocacy and Counseling."

Grants made by Consumer Credit Counseling Service Of Maryland and Delaware

GranteeGrant descriptionAmount
Consumer Education Services (CESI)Comprehensive Housing/housing Stability$582,830
Consumer Debt CounselorsComprehensive Housing/housing Stability$295,078
Money Management International (MMI)Housing Stability$281,775
...and 6 more grants made

Who funds Consumer Credit Counseling Service Of Maryland and Delaware

Grants from foundations and other nonprofits
GrantmakerDescriptionAmount
NeighborWorks AmericaGeneral Support$1,041,203
Consumer Credit Counseling Service of San Francisco (CCCS)Housing Counseling & Education$276,000
Ideas42Implementation Partner$34,000
...and 2 more grants received

Personnel at Consumer Credit Counseling Service Of Maryland and Delaware

NameTitleCompensation
Helene RaynaudPresident and Chief Executive Officer$242,129
Emily VpVice President of Marketing
Susan FitzVice President , Counseling , Program and Compliance$115,563
Sandee SpentCommunity Outreach Manager
Christina CounselingManager
...and 10 more key personnel

Financials for Consumer Credit Counseling Service Of Maryland and Delaware

RevenuesFYE 12/2022
Total grants, contributions, etc.$2,466,402
Program services$299,519
Investment income and dividends$193,328
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$0
Net gain from sale of non-inventory assets$-166,120
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$0
Total revenues$2,793,129

Form 990s for Consumer Credit Counseling Service Of Maryland and Delaware

Fiscal year endingDate received by IRSFormPDF link
2022-122023-10-16990View PDF
2021-122022-08-30990View PDF
2020-122021-09-10990View PDF
2019-122020-08-10990View PDF
2018-122019-08-02990View PDF
...and 8 more Form 990s

Organizations like Consumer Credit Counseling Service Of Maryland and Delaware

OrganizationLocationRevenue
Family Giving TreeMilpitas, CA$5,320,415
Golden State OpportunitySan Francisco, CA$8,889,306
Mesa Community Action Network IncorporatedMesa, AZ$4,360,175
Cash Campaign of MarylandBaltimore, MD$5,635,229
Greater DC Diaper BankWashington, DC$4,068,994
Oshkosh Family IncorporatedOshkosh, WI$948,323
National Foundation for Credit Counseling (NFCC)Washington, DC$9,648,541
Trinity Credit CounselingCincinnati, OH$4,585,570
Kingdom Global Community Development CorporationBeltsville, MD$3,435,132
Pioneer Credit CounselingRapid City, SD$1,321,713
Data update history
November 27, 2023
Posted financials
Added Form 990 for fiscal year 2022
November 27, 2023
Updated personnel
Identified 1 new personnel
November 25, 2023
Posted financials
Added Form 990 for fiscal year 2021
September 27, 2023
Received grants
Identified 4 new grant, including a grant for $1,041,203 from NeighborWorks America
May 12, 2023
Received grants
Identified 2 new grant, including a grant for $44,694 from National Foundation for Credit Counseling (NFCC)
Nonprofit Types
Grantmaking organizationsHuman service organizationsFamily service centersCharities
Issues
Human services
Characteristics
Provides grantsState / local levelReceives government fundingTax deductible donations
General information
Address
6315 Hillside CT Ste B
Columbia, MD 21046
Metro area
Baltimore-Columbia-Towson, MD
County
Howard County, MD
Phone
(443) 514-0600
Facebook page
guidewell-financial-solutions 
Twitter profile
@guidewellfs 
IRS details
EIN
52-0846275
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1966
Eligible to receive tax-deductible contributions (Pub 78)
Yes
Categorization
NTEE code, primary
P50: Personal Social Services
NAICS code, primary
624190: Individual and Family Services
Parent/child status
Independent
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