Program areas at CCCS
Balance is an approved national housing intermediary by the us department of housing and urban development. Our hud certified counselors provide Counseling and education services to clients nationwide in the areas of rental, prepurchase, post purchase, foreclosure prevention, and reverse mortgage. In 2023, through community outreach and strategic national and local partnerships we provided housing Counseling and education to 8,718.
Smart money coaching in partnership with the San Francisco office of financial empowerment, we strengthen the economic security and mobility of low income San franciscans through coaching to help remove barriers to accessing opportunities, access safe and affordable banking, establish emergency savings to better cope with financial shocks, reduce debt, and stabilize housing. Funding comes from city departments that enable us to reach underserved communities by interweaving program referrals through an existing Service delivery within human services, housing authority, and workforce development agencies. Coaching is available to anyone living, working, or receiving services in San Francisco.
Balance provides 1:1 financial coaching and debt management services to partner referrals, including Credit unions, banks, employers, and eaps. In 2023, we provided financial coaching, smart money coaching, and/or debt management services to 73,723 clients and education to 12,277. We also provided coaching to clients that resulted in over $703,257 of debt being repaid in 2023.