Consumer Education Services (CESI)

Credit counseling and Education, and debt reduction program:this program assists clients in managing their personal finances through the provision of debt management Services, credit counseling, Education and training, and budget planning. Cesi offers assistance over the phone, online, and in person. Certified credit counselor's discuss various options with clients regarding financial decisions. They assess individuals' personal financial situations and assist them in developing a budget in order to improve their overall credit.

Community Education outreach- cesi supports the advancement of reverse mortgage counseling. Financial literacy Education within local and state communities through a strong community outreach program. Outreach efforts include group Education programs, usually in partnership with local community agencies or educational institutions. The second part of the cesi outreach effort is in the form of free individual financial counseling at the cesi center with an accredited cesi counselor. Cesi offers numerous financial educational resources, which are easily accessed by all consumers and not just cesi customers. These resources are designed to help consumers better manage their finances and to achieve the goal of becoming debt free.

The hud housing program offers a wide variety of housing counseling Services to potential homebuyers, renters and current homeowners. These Services include Education through group sessions and one-on-one counseling. The areas of focus are pre-purchase Education and counseling, rental counseling, foreclosure prevention counseling, and reverse mortgage counseling.cesi provided housing stability counseling program with assistance to homeowners and renters by reaching out to loan servicers, landlords, emergency rental assistance funders, and local/state housing assistance funding programs. Clients were also assisted with budgeting needs and credit review and recommendations as warranted.