EIN 38-1341100

Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

IRS 501(c) type
501(c)(14)
Num. employees
36
Year formed
1939
Most recent tax filings
2023-12-01
Description
Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union offers a full range of financial products and services in a prompt and friendly manner. It provides ATM, Debit Cards, Travelers Checks, Money Orders, Bill Pay, Overdraft Protection/Courtesy Pay, Gift Cards, Financial Literacy Workshops and Insurance/Investment products to all eligible members. The Credit Union extends various loans to members including real estate, credit card, vehicle and other. As of 12/31/2022, the total number of loans outstanding is at 3,062.
Related structure
Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union is child organization, under the parent exemption from Credit Unions Chartered in the State of Michigan.
Also known as...
Family First Credit Union
Total revenues
$5,522,789
2023
Total expenses
$5,132,517
2023
Total assets
$94,894,281
2023
Num. employees
36
2023

Program areas at Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 12/31/2023 was 5,706.
Offer atm, debit cards, travelers checks, money orders, bill pay, overdraft protection/courtesy pay, gift cards, financial literacy workshops and insurance/investment products to all eligible members.
The Credit Union provides a variety of loans to members including real estate, Credit card, vehicle and other. The total number of loans outstanding at 12/31/2023 was 4,479.

Personnel at Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

NameTitleCompensation
Frances GibelyouFormer Chief Executive Officer$101,336
Janie SmithChief Executive Officer$97,561
Tamara Westerman-DawsonManager of Accounting$21,130
Daniel DennisPast Treasurer$0
Larry BorzaPast Chief Financial Officer$18,225
...and 1 more key personnel

Financials for Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

RevenuesFYE 12/2023
Total grants, contributions, etc.$0
Program services$4,823,580
Investment income and dividends$745,830
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$0
Net gain from sale of non-inventory assets$-46,621
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$0
Total revenues$5,522,789

Form 990s for Credit Unions Chartered in the State of Michigan - 182 Family First Credit Union

Fiscal year endingDate received by IRSFormPDF link
2023-122024-05-30990View PDF
2022-122023-05-14990View PDF
2021-122022-05-15990View PDF
2020-122021-04-15990View PDF
2019-122020-10-05990View PDF
...and 13 more Form 990s
Data update history
November 25, 2023
Posted financials
Added Form 990 for fiscal year 2021
August 7, 2023
Posted financials
Added Form 990 for fiscal year 2020
July 7, 2023
Posted financials
Added Form 990 for fiscal year 2022
May 20, 2023
Updated personnel
Identified 1 new personnel
July 12, 2022
Posted financials
Added Form 990 for fiscal year 2019
Nonprofit Types
Credit unionsChapter / child organizations
Issues
No issues found
Characteristics
State / local level
General information
Address
1011 N Michigan Ave
Saginaw, MI 48602
Metro area
Saginaw, MI
County
Saginaw County, MI
Website URL
fam1st.com/ 
Phone
(989) 759-1686
IRS details
EIN
38-1341100
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1939
Eligible to receive tax-deductible contributions (Pub 78)
No
Categorization
NTEE code, primary
W60: Financial Institutions, Credit Unions
NAICS code, primary
522130: Credit Unions
Parent/child status
Child within group exemption
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