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  4. Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union
EIN 38-0703992

Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union

IRS 501(c) type
501(c)(14)
Num. employees
287
City
Kalamazoo
State
Michigan
Year formed
1935
Most recent tax filings
2023-12-01
NTEE code, primary
W60: Financial Institutions, Credit Unions
Description
Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union holds deposits and makes loans for individuals residing or working in Michigan. Members have direct access to their checking accounts at merchants through the debit card program as well as access to credit through the credit card program. The credit union also offers capital through mortgages, automobile loans, and other consumer loans. It is located in Kalamazoo, MI.
Related structure
Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union is child organization, under the parent exemption from Credit Unions Chartered in the State of Michigan.
Also known as...
Arbor Financial Credit Union; Educational Community Credit Union; Educational Community Credit Union
Total revenues
$50,193,452
2023
20192020202120222023$40m$48m
Total expenses
$45,206,444
2023
20192020202120222023$30m$40m$50m
Total assets
$969,394,713
2023
20192020202120222023$0.6b$0.8b$1b
Num. employees
287
2023
201920202021202220230200

Program areas at Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union

Allowing members access to capital through mortgages, automobile loans, and other consumer loans.
Allowing members access to over 30,000 ATMS throughout the US through our ATM networking program.
Allowing members direct access to their checking account at merchants through our debit card program, and access to credit through our credit card program.

Personnel at Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union

NameTitleCompensation
Julie A BlitchokPresident and Chief Executive Officer$556,667
Earle ShelnerChief Financial Officer$242,431
Tamara L PhelpsVice President Operations$186,615
Christine E FergusonVice President Marketing / Vice President of Marketing$166,054
James O BlankenshipVice President Information Systems$198,141
...and 14 more key personnel

Financials for Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union

RevenuesFYE 12/2023
Total grants, contributions, etc.$0
Program services$45,312,594
Investment income and dividends$2,992,941
Tax-exempt bond proceeds$0
Royalty revenue$0
Net rental income$0
Net gain from sale of non-inventory assets$475,420
Net income from fundraising events$0
Net income from gaming activities$0
Net income from sales of inventory$0
Miscellaneous revenues$1,412,497
Total revenues$50,193,452

Form 990s for Credit Unions Chartered in the State of Michigan - 80 Arbor Financial Credit Union

Fiscal year endingDate received by IRSFormPDF link
2023-122024-11-05990View PDF
2022-122023-11-14990View PDF
2021-122022-11-09990View PDF
2020-122021-10-13990View PDF
2018-122019-06-19990View PDF
...and 9 more Form 990s
Data update history
January 12, 2025
Posted financials
Added Form 990 for fiscal year 2023
January 4, 2025
Used new vendors
Identified 1 new vendor, including
October 21, 2024
Updated personnel
Identified 2 new personnel
December 25, 2023
Posted financials
Added Form 990 for fiscal year 2022
December 25, 2023
Updated personnel
Identified 5 new personnel
Nonprofit Types
Credit unionsChapter / child organizations
Issues
No issues found
Characteristics
MembershipsState / local levelProvides scholarships
General information
Address
1551 S 9th St
Kalamazoo, MI 49009
Metro area
Kalamazoo-Portage, MI
County
Kalamazoo County, MI
Website URL
arborfcu.org/ 
Phone
(269) 375-6702
IRS details
EIN
38-0703992
Fiscal year end
December
Taxreturn type
Form 990
Year formed
1935
Eligible to receive tax-deductible contributions (Pub 78)
No
Categorization
NTEE code, primary
W60: Financial Institutions, Credit Unions
NAICS code, primary
522130: Credit Unions
Parent/child status
Child within group exemption
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