Habitat for Humanity - Carroll County HFH of

Homeowership program: families in need of a decent place to live build safe and affordable homes in partership with us. Habitat houses are modestly sized. They are large enough for the homeowner family's needs, but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modest, using donated construction materials and appliances, and issuing no-profit loans, Habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders - health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth. During the year ended june 30, 2023, Habitat for Humanity of Carroll County served one new family for a total of ten families served to date.

Restore: home improvement store and donation center that sells new and gently used furniture, appliances, home accessories, building materials, and more to the public at a fraction of the retail price. Proceeds from the store will be used to help build strength, stability, self-reliance and shelter in Carroll County.

Critical home repair program: our critical home repair program is an outreach initiative that seeks to provide a wide range of opportunities for low-to-moderate-income homeowners, including veterans and seniors, who are struggling to maintain their homes because of age, disability or family circumstances. We partner with families to help them reclaim their homes with pride and dignity. The program allows families to stay in their home and avoid the uncertainty, trauma and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical health, life and safety issues or code violations. Volunteer teams work along with subcontractors under the direction of Habitat for Humanity of Carroll County staff members to complete the repairs. During the year ended june 30, 2023 Habitat for Humanity of Carroll County served six homeowners.

Mortgage servicing and homeowner support: Habitat for Humanity of Carroll County services the new construction and repair program loans created through the service of its mission. Partner families receive ongoing communication from the organization to help them stay stable in their housing. During the fiscal year, Habitat for Humanity of Carroll County maintains a home ownership education program that will serve every family that purchases a Habitat home.