Habitat for Humanity - Charlottesville HFH Greater

Habitat creates significant housing impact in three primary lines of business: building, rebuilding and housing system development. In the building realm, we partner with low income families to improve their financial situations before leveraging their sweat equity and volunteer labor to build and sell them a home at a price they can afford. As part of this program, we also originate a zero interest 30 year mortgage to further drive down their monthly expenses. Charlottesville Habitat is the most productive Habitat affiliate in the country for a service area of our size. We are in the process of a significant step function with the aim of delivering a steady 40 homes annually. In the building realm, we also develop mixed income communities with lots for Habitat homes and market rate homes which provide a cross subsidy as well as diverse, blended neighborhoods welcoming of people from all backgrounds. This year,we utilized more than 9,000 volunteers to work on 37 homes in six mixed income neighborhoods. In the rebuilding realm, our focus is on the wholescale redevelopment of the 1,350 person southwood mobile home park into a national-model mixed-income, mixed-use community without resident displacement. This year we began home building operations at southwood, including substantial completion of the first five of an eventual 1,000 homes. Part of our operations at southwood involves responsible property management of the 317-pad facility as we redevelop it in multiple phases. This year, we also began a significant increase in rehabilitation and critical home repair work in louisa and greene counties where our goal is to help at least 20 families stay in their homes annually. In housing system development work, we partnered with multiple other organizations to help begin to change the conditions that cause local housing poverty. Among the successes this year were the promotion of a new affordable housing plan in the city of Charlottesville, the establishment of a dedicated housing fund in the county of albemarle, disbursement of emergency rent relief during covid and the beginning of construction and or redevelopment of the area's public housing and section 8 supported rental stock using the resident -led planning method we pioneered at southwood.