TCHFH Lending

Twin cities habitat for humanity is the sole member of the TCHFH Lending Inc. Corporation; together the two organizations work in partnership to make decent, affordable homeownership possible for low and moderate income households across the twin cities seven-county metro. TCHFH Lending, Inc. originates affordable mortgages, services residential mortgage loans, and provides down payment and closing cost assistance. Its primary program is to finance residential mortgages to a target market of low income homebuyers for the purchase of a habitat-built home, a move-in ready home or a home in need of additional rehab. The organization was incorporated in fy16 and originated 101 mortgage loans in fy23.

TCHFH Lending, Inc. Provides down payment and closing cost assistance grants to eligible low-income homebuyers and facilitates third-party down payment assistance programs and subordinate loans. Grants were awarded to 81 homebuyers in fy23.

TCHFH Lending, Inc. services residential mortgages it originates and services existing loans previously originated by its parent entity, twin cities habitat for humanity, Inc. The organization serviced 1,241 loans in fy23.