Housing Partnership of Chester County

First Time Home Buyer's Program - assists low to moderate income individuals and families interested in purchasing a home within Chester County, PA. Program provides pre- purchase home ownership counseling and a maximum loan of $20,000 for down payment and closing costs to first time home buyers.

Senior Citizen Home Maintenance Program - provides basic home maintenance, repairs and access modifications for residents of Chester County, 65 years of age and older. Costs are limited to $4,500 and are considered a one time full grant.

Pennsylvania Housing Affordability and Rehabilitation Enhancement Fund ("PHARE") may be used for the following purposes: to provide safe and sanitary dwellings for sale or rent to low income and moderate income individuals; to increase the availability or quality of housing for elderly persons; to increase the availability or quality of accessible housing for persons with disabilities; to prevent or reduce homelessness; to provide mortgage or rental assistance, including housing counseling, foreclosure prevention and refinancing products; and/or to provide loans, low-interest loans or grants to low-income and moderate-income individuals or families who are owner-occupants for repairs and improvement to sustain or increase the conditions of the home.

Credit Counseling / Foreclosure Prevention Provides, free of charge, counseling to individuals who are having credit problems. Individual and group counseling sessions are available. Provides information for families in danger of losing their homes to foreclosure.

Chester County Home Modification Program - funds are used to provide assistance to low and moderate- income residents of Chester County with permanent disabilities in making their current residences more accessible. Program allows for wide range of adaptive modifications.