MRM Property and Liability Trust

Organization provides and administers a Property and casualty insurance program pursuant to Pennsylvania statutory authority to provide adequate and affordable risk coverage for its participants, all of whom are government entities at the lowest possible cost.

Organization strives to reduce the amount and frequency of losses incurred by each participant by utilizing loss control procedures.

Organization strives to minimize costs incurred by participants for obtaining adequate and affordable Property and Liability insurance. The organization returns a portion of policy premiums to its members in the form of policy dividends based upon claims experience thereby reducing the cost of coverage to participants.