National Association for Latino Community Asset Builders

Organizational capacity building - as a us treasury-certified cdfi lender and grantmaker, nalcab strengthens, coordinates, and builds the systems and capacity of nalcab network members, other non-profits, and government units to advance economic mobility in predominantly low- and moderate-income Latino communities. Nalcab creates capital, capacity, collective voice, and comunidad (Community) by increasing access to grants and investment capital; unlocking access to technical assistance resources; sharing research to maximize organizational effectiveness and resources; creating and strengthening asset-building practitioner peer networks; using culturally relevant training to develop leaders in the asset-building field; and developing a strategic National voice for more than 195 organizations and the communities they serve.

Lending and Asset management - a us treasury-certified cdfi and intermediary lender, nalcab empowers its members with culturally relevant products and services to advance economic mobility in predominantly Latino lowand- moderate income communities lacking adequate access to capital. Nalcab's products provide members with capital, liquidity, and scale to build affordable housing, lend to small businesses, and strengthen family financial capability. Nalcab offers commercial real estate loans, small business loan capital, affordable housing project loans, small business loan participation financing, and loan guarantees. Capital for lending comes from revenues, cash reserves, private philanthropies, bank loans, the cdfi fund, and us hud, including for rural capacity building. Escalera Community investments, llc (escalera), an Asset management company owned by nalcab, manages the nalcab catalyst fund i, llc (the catalyst fund), a real estate-focused social impact fund established to preserve and produce housing opportunities affordable to low-income and minority individuals. The catalyst fund targets and operates investments in single-and multifamily projects that provide households with access to employment, quality education, and healthcare resources, all essential factors for advancing economic mobility. Escalera also manages the acceso loan fund, llc (acceso), a National small business loan fund that supports growth-oriented lending to minority-owned businesses nationwide through a network of latino-led non-profit business lenders. Acceso helps diverse entrepreneurs in underserved minority communities scale their businesses to increase revenue, provide more jobs, and strengthen the economy. Nalcab and eleven nalcab-network cdfis are equal co-owners of acceso.

Policy advocacy and field-building - the policy advocacy and field- building program provides members and decision-makers with research, policy education, and advocacy efforts to influence private, philanthropic, and governmental investors to responsibly meet the asset-building needs and opportunities in low and moderate- ncome communities. With nalcab's support and the benefit of the collective nalcab network, members may develop and advocate for policy strategies that serve their communities at the local, state, and federal levels. Nalcab has published numerous reports on small business lending in Latino communities, housing vulnerability and gentrification, and place-based economic development. The policy advocacy and field-building program advocates for cdfis, potential cdfis, and other lenders to better meet the needs of the communities they serve. Nalcab partners with Community developers and impact investors to advance the asset-building field.

Membership - membership comprises nalcab's overall member recruitment, outreach, dues collection, and stewardship activities. Membership activities can include technical assistance or troubleshooting provided by the nalcab team that is outside of a programmatic or grantee engagement. Other costs included in membership are the client relationship management software and the regional engagements with subsets of members that are located in the same city, state, or region.