Neighborhood Housing Services of Greater Berks

Real estate and rehabilitation:the organization seeks to remove blighted properties through purchase and renovation, with subsequent resale to first time homebuyers. In addition, the organization acts as a consultant to provide administration of rehabilitation programs run by other entities. Real estate and rehabilitation constructs new affordable homes on a scattered site basis outside the city of reading for first-time homeowners and provides technical assistance to the home repair programs and operation renovation.2023 program accomplishments: we provided 22 loans for home improvements via our my life program totaling $996,361

Neighborhood building: the organization provides a number of neighborhood-based initiatives designed to empower the residents to control their environment including assistance in running resident meetings, providing resources, and leadership training. They assist the community in gathering volunteers for clean-ups and repair efforts such as operation renovation.

Home ownership center: the organization offers assistance through a variety of programs to clients who are preparing to become homeowners, and offers several types of loans to assist first-time homebuyers. The programs include lending for home purchase assistance and home repairs, homebuyer education, and budget and credit counseling.2023 program accomplishments: the home ownership center via nhs assisted 153 families buy their first home, lending $1,756,199 in down payment and closing cost assistance loans.see schedule o for additional program accomplishments. 354 individuals benefited from the fastrack homebuyer education workshops and 303 clients received one-on-one counseling covering topics such as: pre-purchase, pre-closing and budget/credit counseling (not including foreclosure Services). The total nhs loan portfolio remained strong relative to the national economy. 50 loans were past due as of december 31st out of a total portfolio of 933 loans.