Neighborworks Community Partners Rochester

Lending: The lending program provides a home improvement loan designed to fit the customers' needs and assists with financial and insurance counseling. The lending program also provides purchase assistance loans which supplement traditional purchase financing for qualified first time home buyers. This program manages the organization's loan portfolio including collections, tax and insurance escrows, restructuring of loans, and counseling customers. This program is also funded by government contributions that amounted to $119,569.

Residential Rehab: This home improvement program may provide rehabilitation grants to customers who meet income eligibility requirements. Staff acts as a liaison between the customer and the contractor; assisting with the outline of home improvement needs, selecting a contractor, and monitoring progress throughout the project. This program also provides lead paint testing for determination of lead paint in residential structures. This lead component includes the performance of both risk assessments and clearance tests for internal programs, and on a fee-for-service basis for other organizations. This program is funded by government contributions that amounted to $185,362.

Energy: As an accredited BPI contractor, NeighborWorks Rochester provides energy related retrofit work on homes as a fee-for-service activity. This includes energy audits, energy efficient upgrades, and providing improvements under NYSERDA's EmPower and Assisted Home Performance Programs for income qualified residents throughout the region. NeighborWorks Rochester performs these services both on internal projects and in the open market on a fee for service basis. This program is also funded by government contributions that amounted to $49,143.

Home Ownership Services: The Organization provides pre- and post-purchase education for potential homebuyers. One-on-one credit and budget counseling as well as Financial Fitness classes are provided for participants who need to improve their financial health. This program is funded by government contributions that amounted to $93,936.