One Roof Community Housing

Community land trust (clt) program: development and stewardship of permanently affordable clt homes for purchase by low-moderate income households to ensure affordable homeownership opportunities will exist in our Community for future generations. Current focus is on acquisition-rehabilitation and sale of properties in duluth, proctor, hermantown, cloquet and two harbors. We also have a small number of new construction homes in the duluth area that will be completed in 2024-2025. In 2023, One Roof helped 22 households purchase a home, which included acquisition/rehab homes and resale homes.

Homebuyer education: home stretch classes and pre/post purchase counseling and education to ensure that lower income homeowners are prepared to be successful in their homeownership endeavors. Home stretch classes are offered 12 times per year. In 2023, 165 households completed the home stretch class and 140 new households utilized homebuyer counseling services.

Multifamily Housing development services: One Roof develops affordable rental Housing opportunities for lower income households in our Community and to help individuals experiencing homelessness. New multi-family projects include decker dwellings, a 42-unit apartment building located in duluth heights. Brewery creek apartments was awarded lihtc funding in 2021 and will provide 52 units of affordable rental Housing, including 22 units for people experiencing homelessness. Brewery creek apartments is expected to open in summer 2024. Plover place, a new model for Housing, will provide 24 units of affordable Housing to unhoused single people. Expected to soon receive formal funding commitments from both the city of duluth and st. louis county, construction will then be completed in 2023. Brae view senior apartments was awarded final funding needed in 2023. The project will provide 72 units of affordable rental Housing, including Community space for childcare and office space designated for service providers.

Tenant-landlord connection (tlc) program: this line of business provides education, information, and problem-solving assistance as a way to improve tenant-landlord relations and reduce the number of Housing evictions in our Community. The mission of the tlc is to ensure that stable rental Housing exists by educating existing and potential landlords and tenants regarding their respective rights and responsibilities and by mediating disputes between landlords and tenants. In 2023, the tlc served a total of 604 households and prevented 31 evictions.