Trellis

2)1) loan and lending services - Trellis is a licensed mortgage banker in the state of Arizona and a u.s. department of housing and urban development (hud) approved secondary lender. Trellis originates and services first and second mortgage loans and down payment/closing cost assistance. Trellis develops and/or administers special mortgage programs designed to meet the credit needs of all borrowers, particularly low-to-moderate income borrowers. Loan terms may vary from conventional interest-bearing, fully-amortizing loans to fully-forgivable loans that subsidize home purchases.

Homebuyer education, counseling and financial coaching - Trellis offers one-on-one and pre- and post-purchase housing counseling and financial coaching; homebuyer education onsite and online; and credit and money management workshops in both english and spanish. Trellis voluntarily adopted the national industry standards for homeownership and counseling which establishes standards for education and counseling services and sets agency training standards. Trellis has three housing counselors who meet the expanded dodd-frank hud counselor certification.

Affordable home development - through its affiliate mission housing llc, Trellis partnered in a low-income housing tax credit project to build and lease 42 townhomes in north-central phoenix. Affordable home development also includes the activities of Trellis realty, llc which acts as a broker to sell properties developed and owned by Trellis; assists clients in selling and purchasing properties not owned by Trellis; and list properties owned by the city of phoenix for sale to first-time homebuyers.

Community building and engagement - Trellis supports small businesses and resident engagement, leadership and participation in the revitalization of a local commercial corridor. La ciudad - to own and manage the organization's corporate office building. Emergency assistance - Trellis was engaged by the owner of a local mobile-home park to provide counseling and assistance to residents who were being displaced.