True Sky Credit Union

At the core of True Sky Credit Union, is the membership share programs. True Sky cu members enjoy a wide variety of savings programs including traditional savings accounts, share certificates (cd's)-consisting of flexible terms that meet their individual savings lifestyle; ranging from 3 to 60 months, iras (traditional, roth, sep) consists of certificates as well as individual shares, money market share accounts that pay a higher interest rate for higher balances and a rewards checking (optimum checking account) that pays a highly competitive rate on balances up to $40,000 if certain requirements are met. Each member invests $5 in True Sky Credit Union with their membership share. This $5 membership share guarantees that each member has the same voice in the leadership of the Credit Union by one member - one vote.

True Sky Credit Union offers a plethora of loan products that are designed to meet the individual needs of its membership. Whether it be the "dream home", classic muscle car, storm shelter or using a Credit card to take the family to disneyworld, True Sky Credit Union is their financial dream provider. So that True Sky cu can finance our member's dreams, there are costs associated with these loan products. True Sky cu is a proud provider of visa products and with this relationship there are fraud expenses. Compromised cards occur almost daily. Data breaches plague the news headlines and unfortunately the institutions bear this financial burden. There are also fees associated with visa, as well as transaction cost, card stock and network costs. To be competitive, True Sky Credit Union does offer reward Credit cards.

In addition to offering a wide variety of member saving products, True Sky Credit Union has developed vendor relationships that assist us in the day to day operations of the Credit Union. This support is vital to True Sky cu which allows us to offer 24 hour banking (internet and mobile banking), Credit Union shared service center access via the coop network platform and switch fees, debit card processing (visa fees, transaction fees, card stock, atm fees) and data processing fees (core system maintenance-connectivity fees, including apis, interfaces, etc. ), and various other vendor fees. The expertise of the services provided by these vendors allow True Sky Credit Union to conduct our member transactions seamlessly and efficiently.